Hi, welcome to our Life Optimized Risk Assessment!
You can call me Lora, I’ll be your guide and walk you through the assessment. Simply answer the following questions to the best of your ability to learn if you’re at risk of being financially under protected. At the end, I’ll provide customized recommendations to help improve your risk profile.
Start
 
The Life Optimized Risk Assessment and I share more than just a name. We both have the same purpose: to help you live Life Optimized.
Now that you know more about me, let’s not be strangers.

What’s your name? *

 
Great to meet you, {{answer_39407846}}! How are you feeling today? *




 
That's great, {{answer_39407846}}! Knowing you're happy makes me happy!

 
Let me try to make your day a bit brighter, {{answer_39407846}}. Smile more! Smiling takes much less effort than frowning.

 
I sympathize, {{answer_39407846}}. Trying to determine health/life needs can be positively overwhelming.

 
What is your gender? *



 
On what day of {{answer_40408289}} were you born? *

 
And what year were you born in? *

 
I'll need to know where you live in order to find the best products in your area. What's your ZIP code? *

 
Are you married? *

     
 
Could I ask your spouse/partner's name? *

     
 
Thanks! What is their name? *

 
No worries, I'm not either! Let's move on.

 
Do you have any children? *

     
 
How many children do you have? *











 
Do you have any pets? *


 
Thank you! Now, I'd like to learn a little more about you:

Do you own your home? *

     
 
Do you have a mortgage? *

     
 
How much do you owe on your mortgage? *

 
Do you use tobacco? *

     
 
Do you have any personal debt? *

     
 
About how much personal debt do you have?

 
Now, I just need to know more about your employment.

 
What is your employment status? *


 
Are you covered by your spouse or partner's health insurance plan? *

     
 
Are you enrolled in employer-offered medical insurance? *

     
 
Do you provide insurance to yourself and/or your employees? *

     
 
Are your health benefits covered under your parent's plan? *

     
 
Do you have Medicare? *

     
 
Which Medicare plan do you have? *


 
Are you satisfied with your current Medical Advantage plan? *

     
 
Rate your satisfaction. *

 
Do you have Medicare Supplement (Medigap) coverage? *

     
 
Which Medicare Supplement (Medigap) plan do you have? *


 
Do you recall how long ago you purchased your Medical Supplement/Medigap plan? *

     
 
How long ago? *

In years
 
Do you currently have dental or vision insurance ? *


 
Are you covered under any of these additional insurance plans? *


 
Are you currently enrolled in an Obamacare / Affordable Care Act plan? *

     
 
Which Obamacare/ Affordable Care Act plan tier do you have? *


 
Are you forgoing insurance and paying the Obamacare / Affordable Care Act penalty tax? *

     
 
What is your income level? *


 
On a scale from 1 (not very healthy) to 10 (healthy as a horse) how healthy are you? *











 
Do you have life insurance coverage *

     
 
What kind of life insurance? *


 
Do you recall how much coverage you have? *

     
 
How much coverage do you have? *


 
Have you planned for your final arrangements? *

     
 
How confident are you about having enough money to live comfortably throughout your retirement years? *


 
Do you happen to own any Certificates of Deposit (CDs)? *

     
 
How long have you owned your CD(s)? *

In years.
 
Do you recall the duration of your CD? *


 
What is the current intrest rate on your CD(s)? *


Thank you so much for taking time out of your day to answer my questions, {{answer_39407846}}.  

Let me go over this information with you to make sure everything is OK.  You can scroll back up from here to change any of your answers. Just know, based on some of the results listed here may not have been answered by you, that's OK.  You didn't miss anything.

Your first name: {{answer_39407846}}
Your email: {{answer_39407855}}
Your gender:  {{answer_39410916}}
Your birthday: {{answer_39573617}}
Marital status: {{answer_39565546}}
# of children: {{answer_39565674}}
Pet: {{answer_39678566}}
Mortgage: {{answer_39574663}}
Tobacco use: {{answer_39423194}}
Insurance kind(s): {{answer_39567175}}
{{answer_39567233}}
Obamacare/ACA Tier: {{answer_39575866}}
Medicare: {{answer_39567333}}
Medicare plan: {{answer_39567716}}
Medicare supplement/ Medigap (y/n):  {{answer_39567767}}
Medigap plan: {{answer_39567794}}
Income level: {{answer_39567895}}
How healthy you are: {{answer_39580834}}
Chronic conditions: {{answer_39580905}}
Life insurance: {{answer_39580918}}
How much in life insurance: {{answer_39581038}}
If you have CDs: {{answer_39581202}}
How long you have had your CDs: {{answer_39581248}}
Duration of your CD: {{answer_39581258}}
CD Interest rate: {{answer_39581304}}
If we missed something, click here to restart.
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